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1. Look, I honestly thought my policy was solid until my agent asked when I last reviewed it—I realized it’d been 6 years! I found out that my roof damage wasn’t fully covered because it was considered "wear and tear." Dodged a bullet by updating right away.

https://direct-wiki.win/index.php/%22What_if_the_house_is_fine_but_everything_inside_isn%27t%22:_A_Family%27s_Wake-Up_Call_on_Contents_Underinsurance

1. Look, I honestly thought my policy was solid until my agent asked when I last reviewed it—I realized it’d been 6 years! I found out that my roof damage wasn’t fully covered because it was considered "wear and tear

Submitted on 2026-01-31 22:34:56

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