advice-only model explained 2

https://nova-wiki.win/index.php/The_Value_of_Financial_Planning_Without_Product_Sales

An advice-only model means the guide doesn't manage your money or sell products; they just give you personalized financial advice for a flat fee or hourly rate. You keep control of your investments and accounts, making decisions yourself with their expert input. This setup avoids conflicts of interest since they aren't earning commissions on products they recommend.