Freelancers can use a Rolex as collateral to cover the stretch between invoices...

https://mag-wiki.win/index.php/Rolex_Loan_for_Designers_With_Feast-or-Famine_Income

Freelancers can use a Rolex as collateral to cover the stretch between invoices without selling a valued watch. A lender may advance about 30% of its value, and some evaluations take under an hour. Borrowers reclaim the watch after repaying the loan.