Freelancers can use a Rolex to cover the gap between an invoice and rent...

https://thelosangelestribune.com/2026/09/28/irregular-income-luxury-assets-a-liquidity-playbook-for-l-a-s-creative-professionals/

Freelancers can use a Rolex to cover the gap between an invoice and rent without selling the watch. A lender may value a $33,000 Rolex and offer a $10,000 loan, with the watch held as collateral until repayment