When Longtime Homeowners Assume Their Insurance Is Enough: Mark and Linda's Story

https://www.bookmarks4all.win/why-smoke-damage-from-electrical-fires-often-looks-minor-from-the-outside-but-destroys-inside

Mark and Linda bought their house 10 years ago. It was a tidy craftsman in a quiet neighborhood. They painted, updated the kitchen slowly, and never filed a claim. "Insurance is expensive," Mark told me once