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Choosing travel insurance as a remote worker isn't just about finding the cheapest monthly premium

When a remote worker in rural Colombia fractured her spine in a motorcycle accident last year, the nearest neurosurgeon capable of performing the required surgery was 1,400 kilometers away — in Bogotá. The air ambulance to get her there cost $38,000

There's a version of travel insurance that was designed for you — the person who doesn't know exactly when they're coming home, who changes countries based on weather and visa windows and wherever their friends happen to be, who bought a

There's a specific kind of stress that comes with crossing a border and suddenly wondering: am I actually covered right now? For nomads moving between countries on irregular schedules, insurance coverage can feel like a patchwork quilt —

Remote workers occupy an awkward middle ground in the insurance market. You're not a tourist — you can't rely on short-term travel policies with 30-day trip limits. You're not an expat with a work visa and an employer-sponsored plan

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